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Mortgage & Market Updates

October 12, 2026

Major Appraisal Changes in 2026: What Homebuyers, Sellers and Realtors Need to Know

Major appraisal changes are coming in 2026. Learn how UAD 3.6, hybrid appraisals, new property reporting…

Mortgage & Market Updates
September 8, 2026

Can I Keep My Current Home as a Rental and Buy Another Home in Washington?

Can you keep your current home as a rental while buying another in Washington? Learn how…

Mortgage & Market Updates

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About Jay

Licensed Mortgage Loan Originator with Edge Home Finance, LLC. Nearly 20 years of Managing Broker experience brings a unique real estate perspective to helping first-time buyers, move-up buyers, investors, and builders navigate the mortgage process with confidence.

Licensed Mortgage Loan Originator · Edge Home Finance, LLC

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jay@jayrichardson.com

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Jay Richardson | Mortgage Loan Originator | NMLS #1962748
Edge Home Finance, LLC | NMLS #891464
1609 Broadway, Suite 203 | Bellingham, WA 98225
Washington Mortgage Broker License #MB-891464
Licensed in all U.S. states & D.C., EXCEPT New York. Edge Home Finance, LLC is a mortgage broker, not a direct lender or creditor.

Edge Home Finance, LLC is a private mortgage broker and is not affiliated with, endorsed by, or acting on behalf of or at the direction of the U.S. Department of Veterans Affairs (VA), the Federal Housing Administration (FHA), the Department of Housing and Urban Development (HUD), or any other government agency.

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